Personal Umbrella Liability Insurance Worksheet
How much do you have in assets? Assets that are uninsured are, essentially, insured by you and can be included in a large liability settlement. For example, if your total assets are $500,000 and your auto liability insurance limit is $300,000 you are left with $200,000 of uninsured assets.
Use the worksheet below to total your assets and identify your uninsured assets.
Assets
- Cash: $
- Checking: $
- Savings: $
- Certificates of Deposit: $
- Life Insurance Cash Value: $
- Other: $
Investments
- Mutual Funds: $
- Stocks: $
- Bonds: $
- Treasury Bills: $
- Other: $
Personal
- Home(s): $
- Car(s): $
- Art & Collectibles: $
- Jewelry: $
- Furnishings: $
- Other: $
Retirement
- Pension Value Today: $
- Tax-Deferred Accounts: $
- Future Earnings: $
- Total Assets: $
Assets – Auto Liability Limit = Uninsured Assets
Assets – Homeowner Liability Limit = Uninsured Assets
As an insurance broker I help individuals throughout Oregon and the Pacific Northwest manage risk.