I’ve stated it many times, risk and insurance is a personal choice. Through my years of practice I’ve come to the realization I don’t trust anyone else making the right decision when it comes to risk and insurance. When data exists to support that there is a greater risk of an event happening it makes sense (at least to me) … Read More
Personal Umbrella Policy Uninsured Motorist Protection: Do You Have It?
A personal umbrella policy is designed to give added liability protection above and beyond the limits on homeowners, auto, and other personal lines insurance policies. This protection is designed to “kick-in” when the liability limits on other current policies have been exhausted. When it comes to your personal liability you need to think in terms of your dog getting loose and … Read More