Personal Umbrella Policy Uninsured Motorist Protection: Do You Have It?

Mark StraussIndividual | Personal Insurance, Personal Umbrella

A personal umbrella policy is designed to give added liability protection above and beyond the limits on homeowners, auto, and other personal lines insurance policies. This protection is designed to “kick-in” when the liability limits on other current policies have been exhausted. When it comes to your personal liability you need to think in terms of your dog getting loose and … Read More

Know the Fine Print of Your Earthquake Insurance Policy

Mark StraussBusiness | Commercial Insurance, General Insurance Issues, Individual | Personal Insurance

Do you know the fine print of your earthquake insurance policy? If your like most consumers of insurance you’ve probably never laid eyes on and read your policy. The reason for this is we assume the insurance company will take care of us at the time of a loss not just because their marketing says so but because the formula … Read More