Approximately 30% of all people 35 to 65 years old will suffer a disability for at least 90 days, and about one in seven can expect to become disabled for five years or more. Based on this you need to consider the odds and ask yourself how would support yourself and your family if you couldn’t work due to a disability. Disability insurance is something that should be considered as it will provide income protection to you when you become unable to work because of an accident or illness.

The Oregon Disability Insurance section will help you understand the following disability basics:

Definitions of Disability

Disability Insurance Rate Factors

Answers to Frequently Asked Questions About Disability Insurance

Facts to consider about the likelihood of disability happening to you