Tips to Reduce Restaurant Workers Compensation Claims

Mark StraussBusiness | Commercial Insurance, Loss Control Ideas, Worker's Compensation

Outside of having a cost effective restaurant insurance program in place your restaurant needs to operate without mishaps and injuries to your employees as this can cost you greatly. As I previously explained your restaurant experience modification affects your restaurant workers compensation rates, the other area that directly affects the cost for workers compensation are your restaurant workers compensation claims. … Read More

How Your Restaurant General Liability Insurance Rate Is Calculated

Mark StraussBusiness | Commercial Insurance

Your restaurant general liability insurance rate is one cost which is factored into your total restaurant insurance premium. Due to the uniqueness of each restaurant an insurance company will assign a classification code, this classification code is used to set what is called the “liability base rate”. In my previous article How Restaurant Insurance Rates are Determined you learned how … Read More

Restaurant Data Breach (What you can learn from P.F. Chang’s)

Mark StraussBusiness | Commercial Insurance, Cyber Liability | Data Breach, Loss Control Ideas

When it comes to restaurant insurance you can no longer be narrowed in scope to what your risks are, the P.F. Chang’s restaurant data breach and the unfolding litigation is unfortunately a sign of what will continue to problematic for not just the restaurant industry but all industries. If the company followed the first restaurant best practice I wrote about … Read More