How much do you have in assets? Assets that are uninsured are, essentially, insured by you and can be included in a large liability settlement. For example, if your total assets are $500,000 and your auto liability insurance limit is $300,000 you are left with $200,000 of uninsured assets.

Use the worksheet below to total your assets and identify your uninsured assets.

Assets

  • Cash: $
  • Checking: $
  • Savings: $
  • Certificates of Deposit: $
  • Life Insurance Cash Value: $
  • Other: $

Investments

  • Mutual Funds: $
  • Stocks: $
  • Bonds: $
  • Treasury Bills: $
  • Other: $

Personal

  • Home(s): $
  • Car(s): $
  • Art & Collectibles: $
  • Jewelry: $
  • Furnishings: $
  • Other: $

Retirement

  • Pension Value Today: $
  • Tax-Deferred Accounts: $
  • Future Earnings: $
  • Total Assets: $

Assets РAuto Liability Limit = Uninsured Assets 

Assets – Homeowner Liability Limit = Uninsured Assets