Mark Strauss
Independent Insurance Advisor

 
Home Page Personal Insurance Renter's Filing a Renter's Claim
Font Size Larger Font Smaller Font

STEPS TO FILING A RENTERS INSURANCE CLAIM

In order to file a claim on your renters insurance you will need to know if your policy would provide coverage. Below are examples of insurance claims that have been filed against renters insurance policies.

  • Personal property is stolen from your vehicle
  • Due to a leak in your roof or skylight your personal property has been damaged
  • Due to a lightning strike you experience an electrical surge which damages personal property
  • A friend is over your house falls down the stairs in your basement and is injured
  • Someone breaks into your apartment and steals personal property from you
  • Your fiancee or wife losses the center diamond in her engagement ring
  • A custom bike is stolen from your garage

If something happens that causes a loss to your rented apartment, condo or home, the duties required of you as the policy owner are as follows:

1. Contact our office at 503-296-0077 with the immediate notice of loss; if it is after hours you can contact your insurance company directly but we prefer to work with you on filing your insurance claim.

  1. Take notes on any conversations including dates, names, times and subject of what was covered.
  2. The sensible way to use your insurance is to use it for big losses, the one's you cannot afford.

2. Notify the police in case of loss by theft.


3. Protect your property from any further damage; if repairs to your property are required you should make reasonable repairs to protect the property so the damage does not worsen.

  1. Don't make permanent fixes until the insurance adjuster visits to see the extent of damage.
  2. Keep an accurate record of your repair expense.

   4. Furnish a complete detailed inventory to the claims adjuster showing the damaged property and the amount of loss claimed to expedite a payment for personal property. Click here for personal property inventory software.

 

My Renters Partners