OREGON PERSONAL INSURANCE

Insurance is a protection that is used to shield you from risks of financial uncertainty and unexpected losses. You need to buy the right type of insurance policy and have the proper level of protection for you and your family.

• Auto Insurance

  Auto Insurance will pay damages for bodily injury or property damage for which you are legally responsible due to an auto accident.

• Motorcycle Insurance

  Motorcycle Insurance will pay damages for bodily injury or property damage for which you are legally responsible due to a motorcycle accident.

• Home Insurance

  Home Insurance covers your exposures common to owning a home. This coverage includes property insurance for the dwelling and its contents, theft coverage and liability coverage.

• Condo Insurance

  Condo Insurance covers your exposures common to owning a condominium. This coverage includes property insurance for the interior of the dwelling such as cabinets, floor coverings, fixtures and its contents, theft coverage and liability coverage.

• Renter's Insurance

  Renters Insurance covers your exposures common to renting an apartment, condominium or home. This coverage includes contents coverage, theft coverage and liability coverage. As a renter your personal belongings and liability are not protected by the landlord’s insurance.

• Earthquake Insurance

  Earthquake is excluded as a cause of loss on home insurance policies. You should consider this coverage for your home because Oregon is designated a ‘very high seismic hazard’ by the Federal Emergency Management Agency.

• Flood Insurance

  Flood is excluded as a cause of loss on home insurance policies. Flooding is America's most common and costly natural disaster. 20% to 25% of all National Flood Insurance Policies flood claims are paid to people living in low-to moderate-risk flood zones.

• Health Insurance

  Health Insurance will compensate you for expenses or loss incurred for medical reasons, as through illness or hospitalization.

• Life Insurance

  Life Insurance will provide financial protection for your family should you die prematurely, or in business, to protect against the economic loss that would take place caused by the death of an owner or of a key employee.

• Disability Insurance

  Disability Income Insurance is one of the most important components of any financial plan. This insurance protects your income due to the event of a disabiling illness or accident.

• Umbrella - Excess Liability

  An Umbrella is also known as Excess Liability. This will expand the underlying liability coverage provided to you in your personal insurance policies and provide excess of the limits stated on your policy.